ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

Moderately High risk
Allocation
Retirement

NAV as on Apr 24, 2025

Price per unit of the scheme.

₹ 18.24380.04%1 Day Change

2.25%

Minimum Investment₹5000

Expense Ratio1.00%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

Allocation: Retirement Average NAV

Topper in Allocation: Retirement

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

NIFTY 50 Hybrid Composite 15:85 PR INR

Expense Ratio

1.00%

Category Avg Expense Ratio

0.89%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 100

Lock In (Years)

Fund Size

₹ 79.45 Cr(As on Mar, 2025)

Inception Date

Feb 28, 2019

Turnover

25.00 %

Exit Load

NIL

Objective: To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.

ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth is an Allocation - Retirement fund. The fund was launched inFeb 28, 2019. Its risk level is . The NAV of the fund as onApr 24, 2025 is ₹18.24. Its expense ratio is 1.00 %. The fund has an AUM of ₹79.45 Cr.The fund is managed byChandni Gupta,Rohit Lakhotia,Sharmila D’mello,Lalit Kumar,Darshil Dedhia.
The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Lalit Kumar

Lead Fund Manager.

May 4, 2022 - Present

Fund Manager Rank--Out of 0
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed8
Total AUM₹ 29,648.06 Cr
Highest Return In 1 Yr10.97 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

ICICI Prudential Business Cycle Fund Direct Growth

₹ 24.27

3.06%

Very High Risk

₹11,894.02Cr

ICICI Prudential MidCap Fund Direct Plan Growth

₹ 298.84

2.45%

2.85%

Very High Risk

₹5,796.46Cr

ICICI Prudential Commodities Fund Direct Growth

₹ 42.30

0.86%

Very High Risk

₹2,614.85Cr

ICICI Prudential Business Cycle Fund Direct Growth

Very High Risk--

NAV₹ 24.27
Fund Size₹11,894.02Cr

Fund Return3.06%

Category Return--

ICICI Prudential MidCap Fund Direct Plan Growth

Very High Risk

NAV₹ 298.84
Fund Size₹5,796.46Cr

Fund Return2.45%

Category Return2.85%

ICICI Prudential Commodities Fund Direct Growth

Very High Risk--

NAV₹ 42.30
Fund Size₹2,614.85Cr

Fund Return0.86%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Chandni Gupta

Lead Fund Manager.

Jun 12, 2023 - Present

Schemes managed19
Total AUM₹ 39,570.52 Cr
Highest Return In 1 Yr11.76 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

ICICI Prudential Nifty SDL Sep 2027 Index Fund Direct Growth

₹ 12.22

1.49%

Moderate Risk

₹1,756.95Cr

ICICI Prudential Nifty G-Sec Dec 2030 Index Fund Direct Growth

₹ 12.58

2.16%

Moderate Risk

₹994.62Cr

ICICI Prudential Banking and PSU Debt Fund Direct Plan Growth

₹ 33.81

1.80%

1.57%

Low to Moderate Risk

₹10,368.32Cr

ICICI Prudential Nifty SDL Sep 2027 Index Fund Direct Growth

Moderate Risk--

NAV₹ 12.22
Fund Size₹1,756.95Cr

Fund Return1.49%

Category Return--

ICICI Prudential Nifty G-Sec Dec 2030 Index Fund Direct Growth

Moderate Risk--

NAV₹ 12.58
Fund Size₹994.62Cr

Fund Return2.16%

Category Return--

ICICI Prudential Banking and PSU Debt Fund Direct Plan Growth

Low to Moderate Risk

NAV₹ 33.81
Fund Size₹10,368.32Cr

Fund Return1.80%

Category Return1.57%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Rohit Lakhotia

Lead Fund Manager.

Jun 12, 2023 - Present

Schemes managed16
Total AUM₹ 70,173.41 Cr
Highest Return In 1 Yr13.27 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

ICICI Prudential Nifty SDL Sep 2027 Index Fund Direct Growth

₹ 12.22

1.49%

Moderate Risk

₹1,756.95Cr

ICICI Prudential Banking and PSU Debt Fund Direct Plan Growth

₹ 33.81

1.80%

1.57%

Low to Moderate Risk

₹10,368.32Cr

ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

₹ 18.24

2.25%

Moderately High risk

₹79.45Cr

ICICI Prudential Nifty SDL Sep 2027 Index Fund Direct Growth

Moderate Risk--

NAV₹ 12.22
Fund Size₹1,756.95Cr

Fund Return1.49%

Category Return--

ICICI Prudential Banking and PSU Debt Fund Direct Plan Growth

Low to Moderate Risk

NAV₹ 33.81
Fund Size₹10,368.32Cr

Fund Return1.80%

Category Return1.57%

ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

Moderately High risk--

NAV₹ 18.24
Fund Size₹79.45Cr

Fund Return2.25%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Sharmila D’mello

Lead Fund Manager.

Jul 31, 2022 - Present

Schemes managed50
Total AUM₹ 5,29,413.66 Cr
Highest Return In 1 Yr25.91 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

ICICI Prudential Housing Opportunities Fund Direct Growth

₹ 17.16

3.50%

Very High Risk

₹2,502.11Cr

ICICI Prudential Equity Savings Fund Direct Growth

₹ 23.66

1.20%

1.06%

Low to Moderate Risk

₹12,854.84Cr

ICICI Prudential Business Cycle Fund Direct Growth

₹ 24.27

3.06%

Very High Risk

₹11,894.02Cr

ICICI Prudential Housing Opportunities Fund Direct Growth

Very High Risk--

NAV₹ 17.16
Fund Size₹2,502.11Cr

Fund Return3.50%

Category Return--

ICICI Prudential Equity Savings Fund Direct Growth

Low to Moderate Risk

NAV₹ 23.66
Fund Size₹12,854.84Cr

Fund Return1.20%

Category Return1.06%

ICICI Prudential Business Cycle Fund Direct Growth

Very High Risk--

NAV₹ 24.27
Fund Size₹11,894.02Cr

Fund Return3.06%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Darshil Dedhia

Lead Fund Manager.

Jan 22, 2024 - Present

Schemes managed16
Total AUM₹ 1,23,265.79 Cr
Highest Return In 1 Yr11.76 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

ICICI Prudential Savings Fund Direct Plan Growth

₹ 544.39

1.19%

0.86%

Low to Moderate Risk

₹21,473.61Cr

ICICI Prudential Liquid Fund Direct Plan Growth

₹ 385.82

0.72%

0.55%

Low to Moderate Risk

₹42,292.67Cr

ICICI Prudential Overnight Fund Direct Growth

₹ 1,381.30

0.52%

Low Risk

₹7,680.70Cr

ICICI Prudential Savings Fund Direct Plan Growth

Low to Moderate Risk

NAV₹ 544.39
Fund Size₹21,473.61Cr

Fund Return1.19%

Category Return0.86%

ICICI Prudential Liquid Fund Direct Plan Growth

Low to Moderate Risk--

NAV₹ 385.82
Fund Size₹42,292.67Cr

Fund Return0.72%

Category Return0.55%

ICICI Prudential Overnight Fund Direct Growth

Low Risk--

NAV₹ 1,381.30
Fund Size₹7,680.70Cr

Fund Return0.52%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Apr, 2025

EQUITY (26.28%)

DEBT (60.63%)

CASH (13.09%)

Allocation by Market Cap

Large Cap(15.66%)

Mid Cap(7.36%)

Small Cap(3.22%)

Industry Holdings

Building Materials19.94%
Airlines New10.60%
Steel10.03%
Aluminum7.65%
Telecom Services7.25%
Auto Parts6.89%

Stock Holdings

UltraTech Cement Ltd2.89%
InterGlobe Aviation Ltd2.78%
Bharti Hexacom Ltd1.90%
Mahindra & Mahindra Ltd1.67%
Sagar Cements Ltd1.57%
JSW Steel Ltd1.43%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
--
This Fund
VS
--
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
--
This Fund
VS
--
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
--
This Fund
VS
--
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.73
This Fund
VS
--
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.17
This Fund
VS
--
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
4.61
This Fund
VS
--
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

ICICI Prudential Asset Management Company Limited

ICICI Prudential Asset Management Company Limited manages assets worth ₹ 9,11,592.11 crores. It’s current offering of mutual fund schemes includes 55 equity, 63 debt and 22 hybrid schemes.

Phone

+91 22 26428000

enquiry@icicipruamc.com

AUM

₹ 9,11,592.11 Cr (

As on Mar 31, 2025

)

Address

3rd Floor, Hallmark Business Plaza, Mumbai,400 051

FAQ's

What is the category of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth ?

The category of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth is Allocation - Retirement

What is the current NAV of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth ?

The current NAV of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth as on Apr 24, 2025 is ₹18.24

How safe is ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth ?

The risk level of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth is Moderately High.

What are short term returns given by ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth ?

The return given by ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth in 1 month is 2.25%, 3 months is 3.11%, 6 months is 2.80%, and 1 year is 8.83%

What are the long term returns given by ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth ?

The return given by ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth in 3 years is 10.99% and 5 years is 11.46%.

What is the expense ratio of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth ?

The expense ratio of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth is 1.00%

What is the AUM of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth ?

The assets under Management (AUM) of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth is Rs 79.45 crores.

What is the minimum investment in ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth ?

The minimum Lumpsum investment in ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth is ₹5,000.00 and the minimum SIP investment in ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth is ₹100.00

What is the asset allocation of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth?

ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth has an exposure of 26.28% in Equity, 60.63% in Debt and 13.09% in Cash & Money Market Securities