HDFC Liquid Fund -Direct Plan - Growth Option

Low to Moderate Risk
Money Market
Liquid

NAV as on May 1, 2025

Price per unit of the scheme.

₹ 5,125.03940.02%1 Day Change

0.60%

Minimum Investment₹100

Expense Ratio0.20%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

HDFC Liquid Fund -Direct Plan - Growth Option

Money Market: Liquid Average NAV

Topper in Money Market: Liquid

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

HDFC Liquid Fund -Direct Plan - Growth Option

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

CRISIL Liquid Debt TR INR

Expense Ratio

0.20%

Category Avg Expense Ratio

0.18%

Minimum Investment (Lumpsum/SIP)

₹ 100 /₹ 100

Lock In (Years)

No Lock-in

Fund Size

₹ 50,517.49 Cr(As on Mar, 2025)

Inception Date

Jan 01, 2013

Turnover

- %

Exit Load

For Exits within 1 day from date of allotment of units: 0.0070%; Exits within 2 days from date of allotment of units: 0.0065%; Exits within 3 days from date of allotment of units: 0.0060%; Exits within 4 days from date of allotment of units: 0.0055%; Exits within 5 days from date of allotment of units: 0.0050%; Exits within 6 days from date of allotment of units: 0.0045%; Exits beyond 7 days from date of allotment of units: NIL. Note 1: For the purpose of levying exit load, if subscription (application & funds) is received within cut-off time on a day, Day 1 shall be considered to be the same day, else the day after the date of allotment of units shall be considered as Day 1.

ABOUT THE FUND

Objective: To generate income through a portfolio comprising money market and debt instruments. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Liquid Fund -Direct Plan - Growth Option is an Money Market - Liquid fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onMay 01, 2025 is ₹5,125.04. Its expense ratio is 0.20 %. The fund has an AUM of ₹50,517.49 Cr.The fund is managed byAnupam Joshi,Swapnil Jangam,Dhruv Muchhal.
The minimum initial investment is ₹100 in Lumpsum mode.

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FUND MANAGER

Anupam Joshi

Lead Fund Manager.

Oct 27, 2015 - Present

Fund Manager Rank39Out of 40
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed12
Total AUM₹ 1,29,111.17 Cr
Highest Return In 1 Yr13.34 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

HDFC Corporate Bond Fund -Direct Plan - Growth Option

₹ 33.03

1.50%

1.28%

Moderate Risk

₹32,526.64Cr

HDFC Low Duration Direct Plan Growth Option

₹ 61.87

0.98%

0.70%

Low to Moderate Risk

₹18,185.04Cr

HDFC Hybrid Equity Fund Direct Growth Option

₹ 124.26

2.92%

2.46%

Very High Risk

₹23,229.08Cr

HDFC Corporate Bond Fund -Direct Plan - Growth Option

Moderate Risk

NAV₹ 33.03
Fund Size₹32,526.64Cr

Fund Return1.50%

Category Return1.28%

HDFC Low Duration Direct Plan Growth Option

Low to Moderate Risk

NAV₹ 61.87
Fund Size₹18,185.04Cr

Fund Return0.98%

Category Return0.70%

HDFC Hybrid Equity Fund Direct Growth Option

Very High Risk

NAV₹ 124.26
Fund Size₹23,229.08Cr

Fund Return2.92%

Category Return2.46%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Swapnil Jangam

Lead Fund Manager.

Oct 6, 2022 - Present

Schemes managed2
Total AUM₹ 59,604.03 Cr
Highest Return In 1 Yr7.35 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

HDFC Liquid Fund -Direct Plan - Growth Option

₹ 5,125.04

0.60%

0.41%

Low to Moderate Risk

₹50,517.49Cr

HDFC Overnight Direct Plan - Growth Option

₹ 3,805.81

0.48%

Low Risk

₹9,086.54Cr

HDFC Liquid Fund -Direct Plan - Growth Option

Low to Moderate Risk--

NAV₹ 5,125.04
Fund Size₹50,517.49Cr

Fund Return0.60%

Category Return0.41%

HDFC Overnight Direct Plan - Growth Option

Low Risk--

NAV₹ 3,805.81
Fund Size₹9,086.54Cr

Fund Return0.48%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Dhruv Muchhal

Lead Fund Manager.

Jun 22, 2023 - Present

Schemes managed41
Total AUM₹ 6,80,586.81 Cr
Highest Return In 1 Yr16.86 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

HDFC Defence Fund Direct Growth

₹ 21.43

6.30%

Very High Risk

₹3,880.46Cr

HDFC Balanced Advantage Fund Direct Plan Growth Option

₹ 541.94

2.44%

1.95%

Very High Risk

₹94,824.34Cr

HDFC Credit Risk Debt Fund Direct Plan Growth Option

₹ 25.68

1.34%

1.46%

Moderately High risk

₹7,229.73Cr

HDFC Defence Fund Direct Growth

Very High Risk--

NAV₹ 21.43
Fund Size₹3,880.46Cr

Fund Return6.30%

Category Return--

HDFC Balanced Advantage Fund Direct Plan Growth Option

Very High Risk

NAV₹ 541.94
Fund Size₹94,824.34Cr

Fund Return2.44%

Category Return1.95%

HDFC Credit Risk Debt Fund Direct Plan Growth Option

Moderately High risk

NAV₹ 25.68
Fund Size₹7,229.73Cr

Fund Return1.34%

Category Return1.46%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Apr, 2025

EQUITY (-%)

DEBT (-%)

CASH (99.78%)

Allocation by Market Cap

Other Cap(0.22%)

Industry Holdings

No Data For Allocation

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
-0.11
This Fund
VS
-0.45
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
80.90
This Fund
VS
35.42
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
1.46
This Fund
VS
1.00
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
1.59
This Fund
VS
-1.22
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
4.15
This Fund
VS
1.06
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
0.27
This Fund
VS
0.50
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

HDFC Asset Management Co Ltd

HDFC Asset Management Co Ltd manages assets worth ₹ 7,71,687.84 crores. It’s current offering of mutual fund schemes includes 39 equity, 33 debt and 11 hybrid schemes.

Phone

+91 22 66316333

cliser@hdfcfund.com

AUM

₹ 7,71,687.84 Cr (

As on Mar 31, 2025

)

Address

“HUL House”, 2nd Floor, Mumbai,400 020

FAQ's

What is the category of HDFC Liquid Fund -Direct Plan - Growth Option ?

The category of HDFC Liquid Fund -Direct Plan - Growth Option is Money Market - Liquid

What is the current NAV of HDFC Liquid Fund -Direct Plan - Growth Option ?

The current NAV of HDFC Liquid Fund -Direct Plan - Growth Option as on May 01, 2025 is ₹5,125.04

How safe is HDFC Liquid Fund -Direct Plan - Growth Option ?

The risk level of HDFC Liquid Fund -Direct Plan - Growth Option is Low to Moderate.

What are short term returns given by HDFC Liquid Fund -Direct Plan - Growth Option ?

The return given by HDFC Liquid Fund -Direct Plan - Growth Option in 1 month is 0.60%, 3 months is 1.85%, 6 months is 3.63%, and 1 year is 7.35%

What are the long term returns given by HDFC Liquid Fund -Direct Plan - Growth Option ?

The return given by HDFC Liquid Fund -Direct Plan - Growth Option in 3 years is 6.88% and 5 years is 5.49%.

What is the expense ratio of HDFC Liquid Fund -Direct Plan - Growth Option ?

The expense ratio of HDFC Liquid Fund -Direct Plan - Growth Option is 0.20%

What is the AUM of HDFC Liquid Fund -Direct Plan - Growth Option ?

The assets under Management (AUM) of HDFC Liquid Fund -Direct Plan - Growth Option is Rs 50,517.49 crores.

What is the minimum investment in HDFC Liquid Fund -Direct Plan - Growth Option ?

The minimum Lumpsum investment in HDFC Liquid Fund -Direct Plan - Growth Option is ₹100.00 and the minimum SIP investment in HDFC Liquid Fund -Direct Plan - Growth Option is ₹100.00

What is the asset allocation of HDFC Liquid Fund -Direct Plan - Growth Option?

HDFC Liquid Fund -Direct Plan - Growth Option has an exposure of 99.78% in Cash & Money Market Securities